If a buyer finds something unexpectedly different or wrong with an item they bought on FM, it should be the seller’s responsibility to accept a return at NO COST to the buyer, or negotiate a price adjustment.In the case of a trade, each party is responsible for the item they are shipping.A $5000 camera needs to have signature confirmation, possibly even with photo ID, so there’s no possibility of it being left on a porch and stolen. It’s therefore also up to the seller to choose the appropriate shipping method.Or, a seller can choose to buy the insurance so that if it gets lost in the mail, the seller gets the value reimbursed. Maybe a seller wants to "self-insure," and in the off-chance the $199 lens they sold on FM gets lost in the mail, they eat the $199 loss. Therefore it’s up to the seller if they want to buy shipping insurance.If a package goes missing, it is the seller's responsibility to replace/refund, not the buyer's.
The seller should be responsible for delivery. What happens when a shipment goes missing? It should be clear exactly what’s included in the sale: packaging, UV filters, caps, etc. If your description just says "1 dent on the barrel, otherwise in great condition," that means the buyer should find nothing significant other than that 1 dent. It's not the buyer's responsibility to specifically ask "is the LCD scratched?" to find out that it's scratched. If any aspect of condition is not mentioned, it can be assumed that there's nothing wrong. Functional condition should be thoroughly described, including: does the lens focus correctly? Does it appear to be centered and sharp? Are the focus/zoom rings smooth, or sticky?. Pictures should be included to show cosmetic flaws as best as possible. Multiple 1mm dents at the front of the hood.” 
“there’s 2 coating scratches on the front element.
All significant physical imperfections should be noted, e.g. The numerical condition rating (8/10) should be HONEST. These guidelines are here to provide guidance for new members, remind current members of good practice, and to clarify when it may be warranted to give someone poor feedback.
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